Saturday, October 20, 2007

Who Am I and Where Do I Live?

Having seen a copy of my credit report with Transunion last week, I decided to order my reports from the two remaining credit bureaus, Experian and Equifax. This information is free at, everyone is eligible for a free credit report once a year.

What an eye opener. The name they have me actively listed under is a name that I used 28 years ago when I was married to my first husband. My current name is listed under former name. There are business/corporate accounts posted under personal, and business addresses posted as my residence,etc. What a mess! No wonder they can't figure out where I live.

One credit agency claims I have no negative accounts. Another states that I've been 120 days late on a mortgage payment and have 9 negative accounts!

My credit reports are 15, 24, and 27 pages long! Even though I feel overwhelmed with the amount of work this may take to get this straightened out, I feel grateful that I have the willingness to even address it.

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