Financial Peace University

Last week my husband and I began attending Dave Ramsey's Financial Peace University class at our local church. Very motivating material!

Although I think its too early to really comment on any changes that have taken place, I can comment on one. The first weeks assignment is to put together a budget, based on the budget in the Dave Ramsey's workbook. For some reason my husband and I were able to walk through this budget with only a minimum of disagreement! I know this is due in part to our bi weekly financial meetings, but, there was a noted difference in the amount of stress and discomfort during this meeting. Even when we totaled up the monthly bare bones expenses, and they equaled twice our monthly income, we were able to look at the numbers in a detached manner.

Since that meeting last week, I have returned to work at a very limited capacity, and my husband has picked up a second job. Whether there will be any results of this second job is unknown yet because its a sales position and my husband has proven to be very slow in going forward into anything new.

I'll keep posting my experiences from this wonderful program.